Is your fund emergency ready? At least once in every person’s life comes a time when the need is great and the resources are few. It can be hard enough
Do you know why the budget fail? Do you have trouble sticking to your budget? Unless you are truly a pillar of financial discipline, you’ve probably had to deal with personal
Having a family is very challenging when it comes to budgeting. It’s like taking another full-time accounting job. Ensuring cash flows in and out of the family should be well-managed.
No matter how much you earn, how much you spend, or how many people live in your home, a budget can help. It is the best way to make sure your
When money is not there when it’s needed and times get tough, a person can easily go into despair. There will always be a time in every person’s life that
Financial IQ refers to the ability to make one's money grow by spending wisely, saving, and investing right. But, as a human, it is natural for a person to crave material
Emergency money which is also known as an emergency fund is a stash of cash you keep to cover surprise expenses in the future. These unplanned expenses are deemed to
Have you ever thought about your retirement? According to a study, adults delay savings for their retirement until a decade or more before they retire because this is the last thing on