What do you imagine when you think about balancing your budget? Do you think having expenses less than or equal to your income is good budgeting already? Or, do you think
Do you know why the budget fail? Do you have trouble sticking to your budget? Unless you are truly a pillar of financial discipline, you’ve probably had to deal with personal
Having a family is very challenging when it comes to budgeting. It’s like taking another full-time accounting job. Ensuring cash flows in and out of the family should be well-managed.
No matter how much you earn, how much you spend, or how many people live in your home, a budget can help. It is the best way to make sure your
When money is not there when it’s needed and times get tough, a person can easily go into despair. There will always be a time in every person’s life that
Financial IQ refers to the ability to make one's money grow by spending wisely, saving, and investing right. But, as a human, it is natural for a person to crave material
Emergency money which is also known as an emergency fund is a stash of cash you keep to cover surprise expenses in the future. These unplanned expenses are deemed to
Finding yourself in a financial mess can literally ruin your life. All your hard-earned money can disappear in a flash if you don’t carefully manage your money. If you find